你觉得年轻人应该早早开始退休储蓄吗？

讨论问题

1.你认为年轻人应该尽早开始存退休金吗？
Should young people be required to start saving for retirement?
2.没有退休储蓄的老年生活你觉得会是什么样的？
How do you imagine life in old age without retirement savings?
3.你多大程度上思考退休规划？
To what extent do you think about retirement planning?

国家养老金 (guójiā yánglǎo jīn) - state pension

公司养老金 (gōngsī yánglǎo jīn) - company pension

为老年人提供保障 (wèi lǎonián rén tígōng bǎozhàng) - provide for old age

退休 (tuìxiū) - retirement

私人养老金计划 (sīrén yánglǎo jìhuà) - private pension scheme

我认为年轻人应该很早就意识到退休规划的重要性。

I believe that young people should be made aware of retirement planning early on.

没有退休储蓄，老年生活可能会变得非常压力和不确定。

Without retirement savings, life in old age could be very stressful and uncertain.

我常常思考我以后老年需要多少钱。

I often think about how much money I will need later in old age.

学校开设财务教育课程是很有必要的。

It would be sensible for schools to offer courses on financial education.

想到没有财务保障的老年生活让我感到害怕。

The thought of living in old age without financial security scares me.