你觉得欧洲的银行都值得信任吗？

1. 1.你觉得欧洲的银行都值得信任吗？
   Do you generally find banks in Europe trustworthy?
2. 2.你更喜欢有分支机构的银行，还是像N26或DKB这样的直接银行？
   Do you prefer a bank with branches or a direct bank like N26 or DKB?
3. 3.你有信用卡吗？从你的角度看，使用信用卡有哪些优缺点？
   Do you have a credit card? What advantages and disadvantages does its use have from your perspective?
4. 4.你认为数字货币，比如数字欧元或比特币，将来会受欢迎吗？
   Do you think digital currencies like the digital euro or Bitcoin will become popular in the future?
5. 5.你对股票投资有什么看法？你认为每个人都可以投资吗？如果可以，在哪里、如何投资？
   What is your stance on stock investments? Do you believe everyone can acquire them, and if so, where and how?
6. 6.你对ETF和环保基金的看法是什么？你觉得这些会提供更好的未来吗？
   What are your thoughts on ETFs and environmental funds? Do you believe these offer a better future?
7. 7.讨论一下。你认为哪些策略对确保退休金最有效？
   Discuss. Which strategies do you think are most effective for securing retirement?
8. 8.在你国家，人们是不是不太讨论钱？还是人们对财务话题更开放？
   One doesn't talk about money. Is it the same in your home country or are people more open about financial topics there?
9. 9.一位商业教授曾说过：‘钱今天比明天更值钱。’你觉得他想表达什么？
   A business administration professor once said: 'Money is worth more today than tomorrow.' What does he express with this statement?
10. 10.你认为未来十几年银行系统会如何改变？
    How do you think the banking system could change in the coming decades?

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